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-   -   My budget (http://www.southeastscoobies.co.uk/vbulletinforum/showthread.php?t=15897)

RCS2810 27-06-2013 09:12 PM

My budget
 
As some of know I've sold my classic, apparently the HGs gone were causing the starting problem.

I would love Craigs wrx but wont have £3000 till August (have £1500 now).

If I cant get hold of the money by next week I'll have to leave it but basically my question is what could I get with my £3000 budget in August?
That money would be just to spend on a car. Ideally I would like an STi or a UK of STi power.

Is a newage even possible with that kind of money or not?

SEXPANTHER 27-06-2013 09:39 PM

Just go to your bank and ask for a £1500 loan, it's the cheapest it's ever been to borrow money at the moment.

RCS2810 27-06-2013 09:53 PM

I'm 21. My credit rating is good just not old enough for it to be high enough. This is what I dont get, I can get acceptes for finance on two cars of £8000 and £3500. Got store cards, credit card yet I cant get a bank loan..

Moley_WRX 27-06-2013 11:26 PM

For £3000 i'd be looking for a nice clean Classic RA

RCS2810 27-06-2013 11:41 PM

I was under the impression they would be more than that for an RA.

SEXPANTHER 28-06-2013 12:07 AM

Quote:

Originally Posted by RCS2810 (Post 165592)
I'm 21. My credit rating is good just not old enough for it to be high enough. This is what I dont get, I can get acceptes for finance on two cars of £8000 and £3500. Got store cards, credit card yet I cant get a bank loan..

That seems strange that you can get finance on those value cars yet unable to get a loan of £1500. Car finance is normally a rip off at some stupid rate..only a suggestion but could you not get a £1500 overdraft??

Before anyone jumps on my back I am not advising to do it though I suspect it would be cheaper than car finance.

A colleague at work borrowed 10k towards a Audi s5 and in total over 5 years I think it was a tiny bit over 11k he had pay back, when he looked into it you couldn't earn the same in interest on savings so effectively it was cheaper to borrow.

By all means I am no finical expert but if its cheaper to borrow money than to save and wait I would look at lending.

I'm sure there are people on here who could better advise on the cheapest ways to borrow £1500, though it will always come down to personal circumstances.

Hollywood 28-06-2013 03:59 AM

If you find a new age sti for 3k worth having i.e not knackered let me know ill buy it for 3.5 ;) , good ra,s will be out of range too id have thought, would have thought a good new age wrx would be possible with some searching craigs seem best bet tbh, gl with search

SpecB 28-06-2013 06:21 AM

Bugeye WRXs can be had from about £2k these days, seen a couple with around 90k on the clock that don't look too bad.

RCS2810 28-06-2013 08:34 AM

Fingers crossed I may win the lottery.

RCS2810 28-06-2013 09:17 AM

http://www2.autotrader.co.uk/classif...73pr?logcode=p

What do you think people?

Hollywood 28-06-2013 10:09 AM

Looks a bit rough to me , id wait to get something better myself .

simba 28-06-2013 01:40 PM

Quote:

Originally Posted by Hollywood (Post 165625)
Looks a bit rough to me , id wait to get something better myself .

Agree hold out for Craig's if its not gone

Mortster 28-06-2013 02:58 PM

Wrong Scoop, wrong headlights ( also non marked so wont pass mot ) and un-upgraded WRX seats.

Much better examples out there.

Also if you want a newage, get a STI. Myself and a few others started with WRX's and soon realise the world of difference between the too.

Mine is STI spec now, but I've thrown ££££'s at it.

Hollywood 28-06-2013 03:20 PM

Power, speed isnt everything ,how about a car that just makes you smile, we have established he hasn't the funds for a newage sti , a wrx is a great car he wont be disappointed ;)

Mortster 28-06-2013 04:58 PM

Quote:

Originally Posted by Hollywood (Post 165658)
Power, speed isnt everything ,how about a car that just makes you smile, we have established he hasn't the funds for a newage sti , a wrx is a great car he wont be disappointed ;)

That's not what I meant, I've done nothing to my engine. I mean somewhere down the line with a WRX you think,hmmmm I could do with better brakes, slightly lower suspension, better seats, all of which the STI offer.

And if you then decide you want more power ( who doesn't? ) same applies again, better turbo, TGV delete's, decat...all soon adds up.

RCS2810 28-06-2013 05:06 PM

Well I'm putting a deposit down on Craigs tomorrow or sunday and hes holding it till the end of July :D.
Its a uk wrx with all the mods of an sti and same power (it feels like it anyway) as my sti classic.

Long wait now hehe. Thanks Craig!

Hollywood 28-06-2013 05:23 PM

Good choice thought about buying it for Mrs myself :wink: and nice one Craig

midlife2 28-06-2013 05:25 PM

Cool mate , can't wait to see it.

simba 28-06-2013 06:49 PM

Quote:

Originally Posted by RCS2810 (Post 165678)
Well I'm putting a deposit down on Craigs tomorrow or sunday and hes holding it till the end of July :D.
Its a uk wrx with all the mods of an sti and same power (it feels like it anyway) as my sti classic.

Long wait now hehe. Thanks Craig!


It's a cracking car and Craig top bloke and better still he is 5 min down the road

jonnyricer5 28-06-2013 07:51 PM

Good times i told you craigs a good lad!!

jay vr6 29-06-2013 10:59 AM

Going to have to get a paintjob I reckon, to many blue scoobys in this area ;)
Nice going on the newage Rcs


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