As Moley said, you pay your insurance to cover your car. So if you hit something else, thats his/her bad luck if they are not insured. If you insure yours and someone else hits it, you are covered.
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10 Years of Scoobies:04 WRX SL, 06 HAWK STI, 97 JDM WRX STI WAGON, 05 WRX STI, MK3 FOCUS RS, now Porsche Cayman S
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