As Greg said, if you haven't got travel insurance and you trip down the front steps at the hotel and break a leg you can't get home, EHIC will only cover some things, it won't pay for months in hospital and subsequent repatriation and that can run into tens of thousands, I would think twice about a day trip without it. I've got annual multi trip for the family through work now, only costs £5 a month for Europe.
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