[The Handbrake]

If you already have your own car (nothing sporty) she can borrow when she wants you up teach her then you don't need to touch your own policy. She can take out a learner driver policy with provisional marmalade. Good to use whilst she is learning and doesn't have her own car yet and protects your own no claims bonus whilst she drives as there is no need to add her to your own policy. The policy costs around £85 for 30 days. Handy as you can insure for a month then leave it until the summer and do a block of three months if you like.

As soon as your Daughter passes her test the learner driver policy becomes obsolete and at this point you can buy her a car. This is when it gets expensive but if it's something small like a basic polo then insurance should be better. A few seem to go to Esure. I do the provisional marmalade policy at work but the owner driver, young driver policies are now with niche brokers or direct insurers unless we want to spend loads of money on black box schemes.