The insurance was a grey area last year for a lot of people. It turns out that a lot of people go on the ring uninsured.

If, as most people have done or are starting to do, you are with Keith Michaels then they do cracking ring insurance, but they won't do it unless you are with them.

Last year, I was with direct line for my insurance so I did the European Breakdown Cover with them too. WHATEVER YOU DO THOUGH!!!!!! Make sure you get covered for re-patriation in that deal whoever you go with!

IIRC, Spunky had his with AA last year and that included repatriation. So I will look down that route myself this time.