Have just got of the phone to gary and asked the question peeps
If your insured with kieth micheal with a highways policy then its £60.00 with a £2000.00 excess
Starts at midnight to midnight . This will cover every thing but you pick a bill up for up to £2000.00
Normal track ins is £1500.00 excess but you sign your life away so no personal claims hence the £500.. excess differents