Couple of things to look out for when taking out your breakdown cover, one is the age of the car, some policies won't cover cars over 10 years old in Europe, think most are up to 15 years old, something to be aware of for any classic owners, secondly is the repatriation, most will only repatriate up to the value or a percentage of the vehicle (this would be book price and probably not any agreed value you may have with an insurance company), I did read something in the T&Cs that you may be able to pay the difference. As said above, the only company that will recover you from the ring itself is ADAC.
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